Today's San Jose Mortgage Rates
Rates current as of 12/8/2025
Rates current as of 12/8/2025
Finding the right San Jose mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we specialize in providing personalized mortgage solutions to buyers, investors, and homeowners in San Jose, California. Whether you're buying your first home, refinancing, or investing, our expert brokers guide you toward the most competitive rates and favorable loan terms.
The San Jose housing market remains highly competitive. In June 2025, the median sale price stood at approximately $1,480,000, showing flat year-over-year movement. Homes typically sold within about 19 days and received an average of 5 offers, reflecting strong buyer demand.
Inventory levels have increased slightly, offering buyers more selection while sellers continue to benefit from fast sales and multiple offers. The average sale-to-list price ratio remains favorable for sellers but shows small signs of softening in certain neighborhoods.
Experts forecast that San Jose home values will remain stable through late 2025, with modest growth possible in mid-range and luxury segments. Mortgage rates are expected to stay in the mid‑6 percent range, maintaining healthy buyer and seller activity.
Partnering with a dedicated mortgage broker in San Jose ensures access to the best loan programs and local market insights tailored to Silicon Valley buyers and investors.
Conventional mortgages – For buyers seeking competitive rates and flexible terms.
FHA loans – Great for first-time buyers with lower down payments.
VA loans – Exclusive financing for veterans and active-duty military.
Jumbo loans – Ideal for high-value Silicon Valley properties.
Refinancing solutions – Access equity or reduce monthly payments.
Ready to buy or refinance in San Jose, CA? Reach out to Corona Mortgage & Realty and connect with an experienced San Jose mortgage broker to secure the best mortgage solution tailored to your needs.
"I was able to sell my house in 2 days with Corona Mortgage & Realty! Jason's professionalism, expertise and support made this normally stressful process easy for us. He walked us through everything step by step."
"I usually never take the time to do reviews. As soon as I contacted Corona Mortgage & Realty, they found help for me right away. Jason was our agent and he was very professional and transparent throughout the process."
"All I can say is have your papers ready and Corona Mortgage & Realty will take care of you. I used another mortgage company last year in another state and it was the worst experience ever. It never came close to the experience I had with this company. Five stars from start to finish."
"I worked with Jason Davis and he was on point every step of the way. He made the whole refinance process quick and easy. Before I even had time to stress about gathering documents, everything was already moving forward."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton