Today's San Diego Mortgage Rates
Rates current as of 12/8/2025
Rates current as of 12/8/2025
Finding the right San Diego mortgage broker is essential for securing the best home loan options. At Corona Mortgage & Realty, we offer tailored mortgage solutions for buyers, investors, and homeowners throughout San Diego, California. Whether you're purchasing your first home, refinancing, or investing, our experienced brokers ensure you access competitive rates and personalized loan options.
The San Diego housing market remains strong and active. In June 2025, the median sale price was about $876,062, reflecting ~2.2% year-over-year growth. Homes spent an average of 28 days on market—up from 17 days last year—and typically received around 4 offers each. Roughly 48% of homes sold below list price, with another 33% above, highlighting a balanced but competitive market.
San Diego had approximately 1,133 homes for sale in June 2025, marking a ~5% increase month-over-month. Both detached homes and condos saw inventory growth—27% and 37% increases, respectively. Countywide, listings totaled around 4,277 active homes, and new listings reached nearly 3,400 in June, offering more options and negotiation power for buyers.
Rising inventory and longer market times are pointing toward a more balanced market. Detached and attached home prices have softened slightly but remain stable. Buyers now have more time and leverage, while sellers should price strategically to stand out.
Working with a local mortgage broker in San Diego gives you access to tailored loan options and deep insight into the evolving market dynamics.
Conventional mortgages – Competitive rates and flexible terms.
FHA loans – Ideal for first-time buyers and lower down payments.
VA loans – Exclusive financing for veterans and active-duty military.
Jumbo loans – For high-value coastal and inland properties.
Refinancing solutions – Lower your payments or access home equity.
If you're ready to buy or refinance in San Diego, CA, reach out to Corona Mortgage & Realty to connect with an expert San Diego mortgage broker and secure the best mortgage solution for your needs.
"I was able to sell my house in 2 days with Corona Mortgage & Realty! Jason's professionalism, expertise and support made this normally stressful process easy for us. He walked us through everything step by step."
"I usually never take the time to do reviews. As soon as I contacted Corona Mortgage & Realty, they found help for me right away. Jason was our agent and he was very professional and transparent throughout the process."
"All I can say is have your papers ready and Corona Mortgage & Realty will take care of you. I used another mortgage company last year in another state and it was the worst experience ever. It never came close to the experience I had with this company. Five stars from start to finish."
"I worked with Jason Davis and he was on point every step of the way. He made the whole refinance process quick and easy. Before I even had time to stress about gathering documents, everything was already moving forward."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton