Today's Oakland Mortgage Rates
Rates current as of 12/8/2025
Rates current as of 12/8/2025
Finding the right Oakland mortgage broker is essential for securing excellent home loan terms. At Corona Mortgage & Realty, we offer mortgage solutions tailored to buyers, investors, and homeowners in Oakland, California. Whether you're buying your first home, refinancing, or investing in real estate, our expert brokers guide you to competitive rates and customized loan plans.
The Oakland housing market shows balanced conditions. In June 2025, there were approximately 115 homes listed, about 235 homes sold, and the median sale price was roughly $868,000. Homes typically spend 24 days on market and may receive around 3–4 offers each.
Inventory is up about 9.5% month-over-month, providing more choices for buyers. However, sale activity remains strong, with most homes receiving multiple offers and 57% selling below asking price—suggesting room to negotiate.
Homes are typically pending after around 21 days and close in roughly 103 days on average—an improvement of about 31% faster than last year. This indicates a more efficient sales cycle.
Oakland is entering a more balanced market—buyers benefit from improved inventory while sellers still see strong demand. We expect stable pricing through late 2025 with steady buyer–seller activity.
Partnering with a knowledgeable mortgage broker in Oakland ensures you access competitive financing options backed by local market insight.
Conventional mortgages – Flexible terms and competitive rates.
FHA loans – Great for first-time buyers needing lower down payments.
VA loans – Special financing for veterans and active-duty military.
Jumbo loans – Ideal for higher-value and luxury properties.
Refinancing solutions – Access equity or reduce monthly payments.
If you're ready to buy or refinance in Oakland, CA, reach out to Corona Mortgage & Realty to connect with an expert Oakland mortgage broker and secure the best mortgage solution for your needs.
"I was able to sell my house in 2 days with Corona Mortgage & Realty! Jason's professionalism, expertise and support made this normally stressful process easy for us. He walked us through everything step by step."
"I usually never take the time to do reviews. As soon as I contacted Corona Mortgage & Realty, they found help for me right away. Jason was our agent and he was very professional and transparent throughout the process."
"All I can say is have your papers ready and Corona Mortgage & Realty will take care of you. I used another mortgage company last year in another state and it was the worst experience ever. It never came close to the experience I had with this company. Five stars from start to finish."
"I worked with Jason Davis and he was on point every step of the way. He made the whole refinance process quick and easy. Before I even had time to stress about gathering documents, everything was already moving forward."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton