Today's Huntington Beach Mortgage Rates
Rates current as of 12/8/2025
Rates current as of 12/8/2025
Finding the right Huntington Beach mortgage broker is essential for securing top home loan options. At Corona Mortgage & Realty, we offer tailored mortgage solutions for buyers, investors, and homeowners in Huntington Beach, California. Whether you're purchasing your first home, refinancing, or investing, our experienced brokers guide you toward competitive rates and terms suited to beachside living.
The Huntington Beach housing market remains firmly a seller's market. In June 2025, the median sale price was approximately $1,050,000, up ~2.8% year-over-year. Townhomes and condos are averaging around $715 per square foot.
There were about 295 homes listed in June, with around 67 homes sold or pending. Roughly 62% sold above list price, 21% at list price, and 17% below list price. Homes typically go pending in 27 days, with most closing within 45 days.
Desirable coastal properties continue to drive demand, with luxury beachfront homes seeing multiple offers. Slight increase in inventory has offered some negotiation room, though waterfront neighborhoods remain competitive.
Huntington Beach is projected to maintain strong pricing through late 2025, with modest appreciation in mid‑range markets. Buyers should act quickly and with confidence where quality homes appear.
Partnering with a seasoned mortgage broker in Huntington Beach gives you access to competitive financing and deep understanding of the coastal real estate market.
Conventional mortgages – Flexible terms and competitive rates.
FHA loans – Ideal for first‑time buyers and lower down payments.
VA loans – Tailored for veterans and military families.
Jumbo loans – For high‑value beachfront and luxury homes.
Refinancing solutions – Access equity or reduce monthly payments.
If you're ready to buy or refinance in Huntington Beach, CA, reach out to Corona Mortgage & Realty to connect with an expert Huntington Beach mortgage broker and secure the best mortgage solution tailored to your lifestyle.
"I was able to sell my house in 2 days with Corona Mortgage & Realty! Jason's professionalism, expertise and support made this normally stressful process easy for us. He walked us through everything step by step."
"I usually never take the time to do reviews. As soon as I contacted Corona Mortgage & Realty, they found help for me right away. Jason was our agent and he was very professional and transparent throughout the process."
"All I can say is have your papers ready and Corona Mortgage & Realty will take care of you. I used another mortgage company last year in another state and it was the worst experience ever. It never came close to the experience I had with this company. Five stars from start to finish."
"I worked with Jason Davis and he was on point every step of the way. He made the whole refinance process quick and easy. Before I even had time to stress about gathering documents, everything was already moving forward."
At Corona Mortgage & Realty, we specialize in providing tailored mortgage solutions for homebuyers, real estate investors, and homeowners across California. Whether you’re purchasing your first home, refinancing your existing mortgage, or looking for investment property financing, our team is here to help.
We offer a variety of loan programs, including conventional, FHA, VA, jumbo, and refinancing solutions. Our team works diligently to secure the best mortgage rates and terms for our clients, ensuring a smooth and hassle-free loan process.
Below are some of the cities we serve, but we aren't limited to these locations:
• Anaheim • Bakersfield • Chino • Chula Vista • Fremont • Fresno • Fontana • Glendale • Huntington Beach • Irvine • Long Beach • Los Angeles • Modesto • Moreno Valley • Oakland • Oxnard • Riverside • Sacramento • San Bernardino • San Diego • San Francisco • San Jose • Santa Ana • Santa Clarita • Stockton